2026 benefit year · compiled from the scheme’s published documents
Bonitas dental benefits, in plain language
Most Bonitas options include dental check-ups — the real question is who pays for them. On BonClassic, Standard, Standard Select and BonComplete, two check-ups a year are an insured benefit the scheme pays from risk. On BonSave and BonFit, preventative care is insured too: your two consultations, scale-and-polish, fluoride for children aged 5 to 15 and sealants for under-16s are paid from risk, so they never touch your savings — fillings and other treatment then come from your savings account.
Other options draw on your own pot instead. BonComprehensive funds dentistry from your savings and threshold benefit; BonPrime pays from savings, with preventative codes claimable from the Benefit Booster once you have activated it; and on BonCore, check-ups come out of a R1,000-per-family Benefit Booster that must be activated before anything is paid. BonStart and BonStart Plus cover one check-up a year with a fixed co-payment at the visit.
Two forks matter most. Primary and BonCap pay only at DENIS Dental Network dentists — outside the network, the visit is your own cost. And two options, Hospital Standard and BonEssential, include no routine dental at all. Whichever option you hold, Bonitas pays at its own dental tariff, and on options that cover larger treatment — dentures, crowns, implants, orthodontics, periodontics and hospital dentistry — that treatment needs pre-authorisation before it starts.
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Call nowHow it works at our practice
We claim directly from medical aids. Before treatment we do a benefit check with your scheme — bring your card and your option name — so you know what your plan pays before you sit in the chair. You pay only co-payments and anything your plan doesn’t cover or has already used up. And as always: we quote before we treat.
Option by option
As published for the 2026 benefit year (checked 2026-07-29). Benefits are re-registered every year and can change — the benefit check is what makes it certain for you.
BonComprehensive
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr
- What that includes
- 2 check-ups pp/yr (every 6 months); 2 scale & polish; intraoral X-rays; extraoral 1 per 3 yrs; fluoride 5-15; sealants <16
- Paid from
- Savings and/or Threshold Limit (Medscheme pays)
- 2026 limits
- No fixed conservative rand limit - subject to available Savings/Threshold; at Bonitas Dental Tariff (BDT)
- Network rule
- Any dentist
- Co-payments & gaps
- Charges above BDT yours; pre-auth needed for dentures, crown & bridge, implants, ortho, perio, hospital, deep sedation
BonClassic
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr
- What that includes
- 2 check-ups pp/yr; 2 scale & polish; X-rays; fluoride 5-15; sealants <16
- Paid from
- Insured dental benefit (risk), within annual limits
- 2026 limits
- Conservative dentistry R6,400 per family/yr (incl plastic dentures); Specialised R7,710 per family/yr
- Network rule
- Any dentist; BonClassic Hospital Network for admissions
- Co-payments & gaps
- 30% co-pay at non-network hospital; GA co-pays: R3,640 hospital / R2,600 day clinic (under-5 dental), R5,200 / R2,600 (impacted teeth)
Standard
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr
- What that includes
- 2 check-ups pp/yr; 2 scale & polish; X-rays; fluoride 5-15; sealants <16
- Paid from
- Insured dental benefit (risk)
- 2026 limits
- Check-ups/fillings/RCT at 100% BDT; plastic dentures & metal frames at 80% BDT
- Network rule
- Any dentist; any hospital
- Co-payments & gaps
- 20% denture co-pay (paid at 80% BDT); ortho funded to 80% BDT; GA co-pays R3,640 / R2,600 / R5,200 as per table
Standard Select
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr
- What that includes
- As Standard
- Paid from
- Insured dental benefit (risk)
- 2026 limits
- As Standard (dentures at 80% BDT)
- Network rule
- Any dentist; Standard Select Hospital Network for admissions
- Co-payments & gaps
- 30% non-network hospital co-pay; 20% denture co-pay; GA co-pays as per table
BonComplete
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr
- What that includes
- As Standard
- Paid from
- Insured dental benefit (risk)
- 2026 limits
- Check-ups, fillings, dentures, frames all at 100% BDT
- Network rule
- Any dentist; BonComplete Hospital Network for admissions
- Co-payments & gaps
- 30% non-network hospital co-pay; ortho funded to only 65% BDT (35% co-pay); GA co-pays as per table
Primary
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr (25% co-pay)
- What that includes
- 2 check-ups pp/yr; 2 scale & polish; X-rays; fillings; RCT (excl molars); extractions
- Paid from
- Insured (risk) via network - all paid at 75% of BDT
- 2026 limits
- No overall rand limit published; every item paid at 75% BDT
- Network rule
- DENIS Dental Network (DSP) ONLY; 1 out-of-network emergency consult pp/yr (extractions / pulp treatment only)
- Co-payments & gaps
- You pay 25% of BDT on everything + anything above BDT; no benefit for other out-of-network visits; PMB-only hospital dental (30% non-network)
BonPrime
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr
- What that includes
- 2 check-ups pp/yr; 2 scale & polish; fluoride 5-15; sealants <16
- Paid from
- Savings; preventative codes (exam, polish, fluoride, sealants) can pay from Benefit Booster once activated
- 2026 limits
- Limited by Savings / Benefit Booster balance; at BDT
- Network rule
- Any dentist; BonPrime Hospital Network (PMB dental only in hospital)
- Co-payments & gaps
- 30% non-network hospital co-pay; charges above BDT yours
BonSave
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr FREE from risk
- What that includes
- Risk-paid preventative: 2 consults pp/yr + 2 scale & polish + fluoride (5-15) + sealants (<16) + infection control
- Paid from
- Preventative from RISK (does not touch savings); fillings, X-rays, RCT, extractions, dentures from Savings
- 2026 limits
- Preventative unlimited within the listed codes; the rest limited by Savings balance
- Network rule
- Any dentist; BonSave Hospital Network
- Co-payments & gaps
- 30% non-network hospital co-pay; GA co-pays R3,640 / R2,600 / R5,200; above-BDT gap yours
BonFit / BonFit Select
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr FREE from risk
- What that includes
- Risk-paid preventative: 2 consults + 2 scale & polish + fluoride + sealants + infection control
- Paid from
- Preventative from RISK; other conservative & specialised from Savings
- 2026 limits
- Preventative unlimited within listed codes; rest limited by Savings
- Network rule
- Any dentist; BonFit (Select) Hospital Network - PMB-only hospital dental
- Co-payments & gaps
- 30% non-network co-pay on PMB admissions; above-BDT gap
BonCap
Check-up covered- Routine check-up
- Yes - 1 check-up/yr
- What that includes
- 1 check-up pp/yr; 1 emergency (pain & sepsis) consult; 4 intraoral X-rays; 1 scale & polish; fluoride <16; sealants <16; 4 fillings pp/yr; extractions; pulp treatment
- Paid from
- Insured (risk) via network - income-based option
- 2026 limits
- NO overall annual dental limit for 2026, but ONLY the listed codes are covered
- Network rule
- DENIS Dental Network (DSP) ONLY - no benefit at all for out-of-network visits
- Co-payments & gaps
- Out-of-network = 100% your cost; no extraoral X-rays; PMB-only hospital dental
Hospital Standard
No routine benefit- Routine check-up
- No
- What that includes
- No consultations, no X-rays, no fillings, no cleans - only fissure sealants for under-16s
- Paid from
- Risk (sealants only)
- Network rule
- Hospital Standard Hospital Network
- Co-payments & gaps
- You pay all routine dentistry; GA co-pays R3,640 / R2,600 (under-5) and R5,200 / R2,600 (impacted) if hospitalised; 30% non-network
BonEssential / BonEssential Select
No routine benefit- Routine check-up
- No
- What that includes
- No check-ups, fillings or cleans - only fissure sealants (<16) and impacted-tooth removal
- Paid from
- Risk (listed items only)
- Network rule
- BonEssential (Select) Hospital Network
- Co-payments & gaps
- You pay all routine dentistry; impacted teeth GA: R5,200 hospital / R2,600 day clinic co-payment; 30% non-network
BonStart
Check-up covered- Routine check-up
- Yes - 1 check-up/yr (R130 co-pay)
- What that includes
- 1 consultation pp/yr + 1 scale & polish + fluoride (5-15, 1x) + sealants (<16)
- Paid from
- Insured preventative benefit (risk)
- 2026 limits
- Listed preventative codes only
- Network rule
- DENIS-managed; PMB-only hospital dental via BonStart Hospital Network
- Co-payments & gaps
- R130 co-payment on the check-up code; R12,680 co-payment for non-network PMB admissions
BonStart Plus
Check-up covered- Routine check-up
- Yes - 1 check-up/yr (R75 co-pay)
- What that includes
- As BonStart
- Paid from
- Insured preventative benefit (risk)
- 2026 limits
- Listed preventative codes only
- Network rule
- As BonStart (BonStart Plus network)
- Co-payments & gaps
- R75 co-payment on the check-up code; R12,680 non-network admission co-payment
BonCore
Check-up covered- Routine check-up
- Yes - 2 check-ups/yr (from R1,000 Booster)
- What that includes
- 2 check-ups pp/yr + 2 scale & polish + fluoride (5-15) + sealants (<16)
- Paid from
- Family Benefit Booster of R1,000/yr - must be ACTIVATED per beneficiary first
- 2026 limits
- R1,000 per family per year total (shared across these dental codes)
- Network rule
- DENIS-managed; PMB-only hospital dental (Bonitas Hospital Network)
- Co-payments & gaps
- Nothing pays until Booster is activated; costs beyond R1,000 family pot are yours; R14,680 non-network PMB admission co-pay
Worth knowing before you book
- Primary and BonCap only pay at DENIS Dental Network dentists — Primary allows one out-of-network emergency consultation a year, but otherwise a non-network visit is entirely your own cost.
- Hospital Standard and BonEssential (including BonEssential Select) cover no check-ups, cleans or fillings at all — only fissure sealants for under-16s, plus impacted-tooth removal on BonEssential.
- On BonCore, nothing is paid until the Benefit Booster is activated for each beneficiary, and the R1,000-a-year dental pot is shared by the whole family.
- Primary pays 75% of the Bonitas Dental Tariff on every item (the remaining 25% is yours), while BonStart and BonStart Plus carry a R130 and R75 co-payment respectively on the check-up code.
Tell us your option — we’ll check your benefits before you visit.
This page describes the scheme’s published benefits — it isn’t financial advice, and every treatment plan here starts with a benefit check and a quote.