2026 benefit year · compiled from the scheme’s published documents

Fedhealth dental benefits, in plain language

Fedhealth takes the savings-first route to routine dental. On flexiFED 1 to 4, check-ups and basic dentistry are paid from your savings, and once your day-to-day claims reach the threshold, the Threshold benefit takes over. flexiFED 2 spells out two consultations per person a year, each including X-rays and a scale and polish, plus fillings, extractions and root canal. flexiFED 1, 3 and 4 (and their Elect and GRID variants) cover preventative and basic dentistry too — X-rays, cleans, fillings, root canals, extractions and dentures — but the number of covered consultations differs by option, so check your option's brochure.

Advanced work — inlays, crowns, bridges, metal frames, oral surgery, orthodontics, periodontics and prosthodontics — sits under its own annual limit of R8,270 per person, up to R24,700 per family. And because savings pay first, there's a stretch between an empty savings account and reaching the threshold where day-to-day claims, dental included, are your own.

At the ends of the range: flexiFED Savvy covers basic dentistry within its day-to-day structure, but its 2026 detail should be confirmed in the Savvy brochure. myFED has no routine check-up benefit — its dental cover is limited to listed procedures such as extractions, suturing of traumatic wounds and plastic dentures, through contracted network dentists only.

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How it works at our practice

We claim directly from medical aids. Before treatment we do a benefit check with your scheme — bring your card and your option name — so you know what your plan pays before you sit in the chair. You pay only co-payments and anything your plan doesn’t cover or has already used up. And as always: we quote before we treat.

Option by option

As published for the 2026 benefit year (checked 2026-07-29). Benefits are re-registered every year and can change — the benefit check is what makes it certain for you.

flexiFED 2

Check-up covered

Routine check-up: Yes - 2 consults/yr
What that includes: 2 annual consultations pp incl X-rays, scale & polish; plus fillings, extractions, root canal
Paid from: Savings first, then Threshold benefit once day-to-day claims reach threshold
2026 limits: No separate conservative rand cap published; advanced dentistry R8,270 pp / R24,700 family per yr
Network rule: Any dentist (flexiFED); Elect/GRID variants use network hospitals
Co-payments & gaps: Self-payment gap between Savings and Threshold is yours; charges above scheme rate yours

flexiFED 1 / 3 / 4 (+ Elect & GRID variants)

Check-up covered

Routine check-up: Yes
What that includes: Preventative & basic dentistry: X-rays, scale & polish, fillings, root canals, extractions, dentures (consult count per option brochure)
Paid from: Savings first, then Threshold
2026 limits: Advanced dentistry R8,270 pp / R24,700 family (options as specified by Fedhealth)
Network rule: Any dentist; network hospital variants apply to admissions
Co-payments & gaps: Self-payment gap yours; above-rate charges yours

flexiFED Savvy

Check-up covered

Routine check-up: Yes
What that includes: Basic dentistry within day-to-day structure
Paid from: Savings / day-to-day
2026 limits: Per option brochure
Network rule: Network-based option
Co-payments & gaps: Per option brochure

Some figures for this option weren’t in the scheme’s primary 2026 document when we compiled this — we confirm them during your benefit check.

myFED

No routine benefit

Routine check-up: No routine check-up
What that includes: Basic dentistry limited to REMOVAL of teeth & roots and suturing of traumatic wounds; plastic dentures; oral condition treatment
Paid from: Insured via contracted network
2026 limits: Approved procedure & tariff-code list only
Network rule: Contracted network dentists ONLY
Co-payments & gaps: Non-network / non-listed procedures = your cost

Worth knowing before you book

myFED offers no routine check-ups — only listed procedures at contracted network dentists, so non-network visits or unlisted treatment are entirely your own cost.
On flexiFED 1 to 4 there is a self-payment gap between empty savings and the threshold — dental claims in that stretch come out of your pocket.
On flexiFED 1 to 4, all advanced dentistry — crowns, bridges, orthodontics, oral surgery and more — shares one annual limit of R8,270 per person / R24,700 per family.
flexiFED Savvy's dental specifics and the consultation counts on flexiFED 1, 3 and 4 come from each option's 2026 brochure — confirm them there before counting on a benefit.

Tell us your option — we’ll check your benefits before you visit.

Book online WhatsApp your option name

This page describes the scheme’s published benefits — it isn’t financial advice, and every treatment plan here starts with a benefit check and a quote.